"Car Lena Ya Mat Lena?" – The ₹12 Lakh Mistake Disguised As "Freedom"
Arjun, 27, earning ₹70,000/month, walks into a Hyundai showroom. Salesman says 'Zero down payment'. Arjun thinks 'Freedom'. He signs. Here's why that might be a mistake.
Decode the financial world, one article at a time.
Arjun, 27, earning ₹70,000/month, walks into a Hyundai showroom. Salesman says 'Zero down payment'. Arjun thinks 'Freedom'. He signs. Here's why that might be a mistake.
Riya read that she needs 6 months' expenses (₹2.4 Lakh) for an emergency fund. It felt impossible, so she saved nothing. Then a medical emergency hit. Here is the real math on how much you actually need.
Finance Minister Nirmala Sitharaman just dropped a budget that finally speaks Gen Z's language. It won't make you a crorepati overnight, but it does make your money life a little less painful.
Rahul, 24, sees his college friend's Instagram story: '10X returns in 3 months'. FOMO kicks in. He deposits ₹50,000. Here's how the nightmare unfolds.
Ankit, 25, applies for his dream apartment. Landlord asks for CIBIL score. Ankit has no history. Flat gone. Here is why your credit score is your financial passport.
Rohit, 24, opens Zerodha account. Downloads Kite app. Reads 3 articles on 'multibagger stocks.' Watches 2 YouTube videos. Feeling confident. Deposits ₹50,000. Here's why that might be a mistake.
Arjun gets tired of paying rent. His friend says 'Rent = EMI, buy a house'. He buys a flat. 3 years later, he is stuck. Here is why 'Rent vs Buy' isn't that simple.
Your mom just got her Diwali bonus. She's eyeing a 22K gold chain. You suggest digital gold. Dad suggests SGBs. Who is right?
Credit cards aren't just plastic anymore – they're UPI-linked, instant gratification machines. But that 'free money' feels like a noose when the bill arrives.
Family function. Plate full of biryani. Uncle corner you: *Beta, what are you doing with your salary?* You say SIPs. He says FD. Who is right?
It's the 1st of the month. Your phone buzzes. Bank notification: *Account credited*. Here is how to handle your first salary so you build wealth instead of debt.
It's the 28th. Salary just hit... and it's gone. You tell yourself you'll start investing next month. Here is why that is the most expensive lie you can tell.